pay each month.....and why do I have a feeling NOBODY knows? You DO know that since the Dems stripped out the part that limits how high the rates can go, they could theory charge a million dollars a month for these people, right....and the law would be saying to the patient you have to pay it! I understand they could already charge what they want.....but the diabetic was not forced under penalty of law to get the policy. Now she is.
Politics - 6 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Companies could already charge a million dollars a month. And like in real life (not in tv land), these companies compete. Charge 1 million if you want, but then someone else will just get your business. Check out the free market system sometimes. Private companies will compete or go bankrupt.
2 :
High risk pools will be created for adults with pre-existing conditions to buy into until 2014 when they will also not be denied or have rates adjusted for pre-existing conditions.
3 :
We all will pay, get ready for Premium acceleration. Just remember the needs of the few out number then needs of the many.
4 :
It depends on your income. Its a sliding scale on who gets subsidized by the government. The main goal is that no one under the 250,000 mark is expected to pay more than 10% of your income toward medical expenses. In many cases, even those that apply for aid won't get it cause they will never spend that much normally on health care. Think about it. A family making 150,000 a year will most likely not spend 15,000 dollars on medical expenses. Even then, if they do, there are certain things that you may not be able to claim depending on how they set it up. Yes that is right you have to pay for it still. It isn't free. anything above about 44,000 for a single individual, you pay 10%. For a family of four the full 10% is around 88,000. Lowest income brackets will pay around 3 to 4% AFTER health credits. Below that its a sliding scale between 14,000 to around 30,000 for a Single individual. in any case none of that starts until 2014. Until then you pay full price for it. If it comes to a point where you are so poor the government decides you can't pay, you go on medicare. mumbling is correct they can't single you out for a rate increase based on your conditions, they CAN however increase the rate they would normally charge someone with a pre-existing condition for everyone. And since the government is going to pick up the overcharge for lower income families, I see no reason why they would not do that.
5 :
From the bill: "Insurers will be prohibited from denying coverage OR SETTING RATES based on gender, health status, MEDICAL CONDITION, claims experience, genetic information, evidence of domestic violence, or other health-related factors. Premiums will vary only by family structure, geography, actuarial value, tobacco use, participation in a health promotion program, and age (by not more than three to one). In summary, the bill states that your rates cannot be determined by your health condition or medical condition. For a detailed 16 page summary of the bill go to http://dpc.senate.gov/healthreformbill/healthbill52.pdf
6 :
the sky is the limit, as the bill did not limit premiums, and it also gave the big pharm companies an extended time for marketing name brands to 12 yrs! So there goes the 4 generics and there goes the insurance rates. welcome to socialism
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